Medicare and Health Insurance Solutions
I'm Jeff Miller
At Valor Senior Benefits, we focus on identifying the Medicare and the health insurance solutions that you need. We providing Medicare representation to ensure you receive the health care you deserve. Our dedicated team is here to guide you through every step of the process, diligently helping you with compassion and determination.
Medicare Supplement Plans
Medicare Supplement (also known as Medigap) plans are offered by private insurance companies to help pay for healthcare costs that aren’t covered by Original Medicare—such as copayments, coinsurance, and deductibles.
Plans F, G, and N are some of the most commonly chosen by Medicare beneficiaries.
We work with multiple insurance providers, making it easy for you to review your choices and find a plan that fits your needs and budget.
Medicare Advantage Plans
Medicare Advantage plans bring together your Medicare Part A and Part B coverage—and often include prescription drug benefits (Part D)—into a single, convenient plan. Medicare Advantage plans are great options for individuals.
These plans operate through provider networks and include an annual limit on your out-of-pocket costs. As specialists in Medicare Advantage, we can help you explore the options available in your area and find a plan that fits your health and budget needs.
PRESCRIPTION DRUG PLANS
You can add a stand-alone Medicare Part D plan to your Original Medicare to help cover the cost of prescription medications. With so many plan options available, we make it easy to compare coverage and find the one that best fits your prescriptions and budget. It’s important to enroll in a Part D plan when you’re first eligible for Medicare to avoid late enrollment penalties that can increase your monthly premium later on.
DENTAL, VISION AND HEARING
Some Medicare Advantage plans include added coverage such as dental, vision, and hearing care—benefits that aren’t part of Original Medicare. Depending on your plan and location, you may even have access to extras like grocery allowances or transportation to medical appointments. We’ll help you understand the costs, compare your options, and choose a plan that fits your health needs and lifestyle.
Who We Are
About Valor Senior Benefits
Medicare Solutions for Seniors and the Disabled
At Valor Senior Benefits, we believe every senior deserves clarity, confidence, and compassion when it comes to their Medicare coverage. As part of American Entitlements, a trusted Texas-based Medicare insurance agency, Valor Senior Benefits serves as the public face of our mission—to help older adults make informed, empowered choices about their healthcare.
Our founder, Jeff Miller, developed a deep respect for seniors and the challenges they face early in life. Growing up in Rigby, Idaho, Jeff spent his teenage years serving elderly members of his community through his local church—shoveling snow, mowing lawns, and lending a hand wherever he could. Those experiences helped him understand the unique needs of older adults and those living with disabilities.
Having several disabled family members of his own, Jeff’s passion for helping others navigate healthcare challenges runs deep. That personal connection drives everything we do at Valor Senior Benefits—ensuring that each client receives individualized guidance, honest advice, and access to the best Medicare plans available for their situation.
Whether you’re exploring Medicare Advantage, Medicare Supplement (Medigap), or Prescription Drug Plans, our goal is simple: to help you find coverage that provides peace of mind, financial protection, and the freedom to focus on what matters most—living life to the fullest.
CONSULTING IS FREE JUST FOR YOU
We believe everyone deserves access to accurate Medicare information, which is why we offer free consultations tailored to your personal circumstances. During this session, we will review your situation (including your prescriptions and medical providers), answer any questions you have, and provide clear guidance on your Medicare options. There's no obligation—just good advice to help you make the best decision for your future.
Testimonials
Jeff is an amazing individual to work with for Medicare. I think he really cares about people and their real needs. Checks on your prescriptions and doctors to find the best Medicare plan.
Jon M.
Jeff was an excellent resource for Medicare and Medicaid in regards to finding the best care and plan for my mentally handicapped brother. He is incredibly knowledgeable, friendly, and patient in answering all of our questions. I would highly recommend using him if you are in need of navigating Medicare.
Sarah S.
Frequently Asked Questions
Who is eligible for Medicare?
Generally, Medicare is available to U.S. citizens or permanent legal residents age 65 or older. You may also qualify if you are under 65 and have a qualifying disability (after receiving Social Security disability benefits for 24 months), End-Stage Renal Disease (ESRD), or Amyotrophic Lateral Sclerosis (ALS).
When should I sign up for Medicare?
Most people can first enroll during their Initial Enrollment Period (IEP), a 7-month window that begins three months before the month of their 65th birthday, includes their birthday month, and ends three months after.
What is the difference between Original Medicare and Medicare Advantage?
Original Medicare (Parts A and B) is provided by the government. Medicare Advantage plans (Part C) are offered by private companies approved by Medicare. Advantage plans often have provider networks you must use, while Original Medicare is accepted by most providers nationwide who accept Medicare.
Does Medicare cover dental, vision, or hearing care?
A: Original Medicare (Parts A and B) generally does not cover routine dental, vision, or hearing services. However, many Medicare Advantage (Part C) plans offer these as extra benefits. Some even offer food and transportation benefits.
What is a late enrollment penalty and how can I avoid it?
If you don't sign up for Part B or Part D when you're first eligible and don't have other qualifying coverage, you may have to pay a monthly penalty for as long as you have that part of Medicare. You can generally avoid penalties by enrolling during your Initial Enrollment Period or a valid Special Enrollment Period.
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Valor Senior Benefits
3224 Colorado Ln, Sachse TX 75048
(972) 664-4709
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